The first full amount of the pension was transferred to me on February 15.
The amount transferred was less than what I had calculated as the fixed pension amount.
This was because income tax had been deducted, and in the future, nursing care insurance premiums and resident tax based on pension income will also be deducted and specially collected.
In my case, I am still working, so the tax will not be deducted from my pension this year.
In my case, I am still working, so the tax will be deducted from my salary this year.
From next year, the inhabitant tax calculated on pension income will be deducted from pensions, and the inhabitant tax calculated on work income will be deducted from salaries.
I don't know how much the inhabitant tax deducted from the pension will be, but the monthly income tax and nursing care insurance premium is 10,000 yen, so if you add the inhabitant tax I think it will be about 15,000 yen.
In addition to this, since I am currently working, I have to deduct income tax and social insurance premiums (welfare pension and health insurance premiums) totaling 36,000 yen per month.
If I add the inhabitant tax to this, my monthly tax and social insurance payment will be over 55,000 yen.
This is less than the 100,000 yen I used to get as a deduction before I retired. However, since my income has also decreased, I still feel heavily taxed.
Our parents' generation was under the impression that they could live comfortably on their pensions, but when I consider the taxes and social insurance premiums that are deducted from pensions, I realize that pensions alone are not enough to live comfortably.
