Everything has an end.
I have come to an age where the saying, "Goodbye is the only thing in life," has become familiar to me.
I'm 65 years old now, and I still think I'm young, but I'm sure there will come a day when I will have to say goodbye to this world.
At the end of the year, my wife's cousin's Swiss husband passed away.
I don't know what the pension system is like in Switzerland, but my wife said she was worried about the future life of her remaining cousin, who was a housewife.
In the blogs of Japanese people who have moved to the Philippines, the topic of survivor's pension is sometimes mentioned.
The pension system is difficult to understand even for Japanese. Even Japanese people find the pension system difficult to understand, and for Filipino wives, it seems that they cannot go through the procedures without the help of a Japanese person.
If I die now, my wife's survivor's pension will be three-fourths of the proportional remuneration portion of my old-age pension, and the basic pension portion will not be paid unless we have children under 18.
However, if I die after my wife reaches the age of 40, she will receive an additional 585,700 yen per year (three-quarters of the basic old-age pension of 780,900 yen) as an additional allowance for middle-aged and elderly widows. This supplement will continue until my wife turns 65, so whether I return to the Philippines or continue to work and live in Japan, I think I can live at a reasonable level.
If my wife is under 40 years old when I die, she will not be added to the plan. Because of this, I am determined to live until I am 75.
